This section provides centralized access to key documents and disclosures that explain your coverage, benefits, and responsibilities in more detail. Depending on your products and services, it may include:
- Carrier policy forms, certificates of coverage, and endorsements for mortgage protection, life, and health products.
- LegalShield and IDShield plan overviews, membership contracts, and state-specific notices describing covered services, limitations, and exclusions.
- Required consumer notices and privacy disclosures, including any state or federal insurance and privacy law notices that apply to your coverage.
- Summary documents or brochures that explain how to file claims, access provider attorneys, contact IDShield investigators, or request plan changes.
The information on this website is intended to help you understand the general nature of available products and services, but your rights and obligations are always governed by the official policy documents, contracts, and membership agreements issued to you. If any information on this site conflicts with your policy or membership documents, the terms of your policy or membership documents will control.
For copies of specific policy documents or legal plan contracts, or if you have questions about what applies in your state, please contact us using the Contact & Support information, and we will help you obtain the correct documents