onestopshoprodney

Health Insurance
Made Easy

Welcome to OneStopShopRodney, your trusted source for comprehensive health insurance coverage. Whether you're seeking private health insurance or exploring options in the healthcare marketplace, we are here to guide you towards the perfect plan that meets your unique needs.

GET A QUOTE NOW

Private, Marketplace and Group available.

We represent YOU not the insurance carriers. We have access to all the insurance companies nationwide and will find you the best options based on your goals and objectives.

GET A QUOTE NOW

Final Expense
Insurance options.

GET A QUOTE NOW

Customizable Coverage

Tailor your health insurance plan to suit your specific requirements. Choose from a variety of options, including individual, family, or group plans.

Extensive Provider Network

Access a vast network of healthcare professionals, specialists, hospitals, and clinics, ensuring that you receive the care you need, when you need it.

Comprehensive Coverage

Our private plans cover a broad spectrum of medical services, such as preventive care, doctor visits, prescription medications, hospital stays, surgical procedures, and more.

Flexibility and Convenience

Enjoy the flexibility to select your preferred healthcare providers, schedule appointments at your convenience, and receive personalized care that suits your lifestyle.

Insurance Plans

Take the first step towards securing your health and well-being. Explore our private health insurance plans or browse the marketplace options today. Let OneStopRodney be your partner in safeguarding your health and providing you with the peace of mind you deserve. Contact us now to get started!

Personal plan

Family plan

Group plan

Medicare Insurance

Personal plan

Family plan

Group plan

Medicare Insurance

View our Special Message today!!

With Open Enrollment approaching, don’t wait till the last minute missing the opportunity to enroll for private, marketplace, group and Medicare coverage. Click the button below to contact our licensed agent broker and locate the right plan today..

GET A QUOTE NOW!

CALL 404-590-7459 to speak with Licensed Agent Broker.

Insurance quote

Personal insurance

Family insurance

Group insurance

Medicare Insurance

Personal insurance

Family insurance

Group insurance

Medicare Insurance

About us

At OneStopShopRodney, we prioritize your well-being and strive to provide you with exceptional customer service. Here are some reasons why we are the right choice for your health insurance needs:

WHY US?

what we offer to you

1
1. Expert Guidance: Our team of experienced insurance professionals is dedicated to helping you understand your options, answering your questions, and guiding you towards the plan that best suits your requirements.
2
1. Extensive Plan Options: We offer a wide array of health insurance plans, ensuring that you can find the perfect fit for your budget, coverage preferences, and healthcare needs.
3
1. Customer-Centric Approach: Your satisfaction is our top priority. We are committed to providing personalized attention and support throughout your health insurance journey, from enrollment to claims processing.
4
1. Reliable Partner: With years of industry experience, we have established strong relationships with leading insurance providers, guaranteeing you access to trusted coverage options.

The Best Doctors National Network

We will place you with plans that have the largest doctor’s network in the United States. Prescriptions also available within these vast networks. Never worry about coverage because the plans will follow you.

BEST FOR YOU

As your licensed Agent Broker we will customize the best plan for you, family or business. Tell us your goals and budget and our team will find the best match against our insurance carrier network. Our clients appreciate the annual cost savings in their health and insurance plan choices. Being a Non-Captive agent, we are not restricted to just ONE insurance carrier.

Get our Digital Card

Private Plan

Private Health Insurance Plans: Our private health insurance plans offer extensive coverage, providing you with peace of mind and access to top-notch medical care. With our private plans, you can enjoy a wide range of benefits, including:

• Prescription drugs and TeleDoc
• Health, Wellness, Illness and Catastrophic
• Accident and Dismemberment
• Dental and Vision options

MARKETPLACE / ACA PLANS

Healthcare Marketplace Plans: For those who prefer exploring options through the healthcare marketplace, we offer a range of affordable plans that provide essential coverage and financial assistance for eligible individuals and families. Here’s why our marketplace plans stand out:

1. Affordable Options: We understand the importance of finding a plan that fits your budget. Our marketplace plans are designed to offer competitive rates while ensuring you receive quality healthcare coverage.

2. Subsidies and Cost-Sharing Reductions: Depending on your income and eligibility, you may qualify for subsidies and cost-sharing reductions that help lower your monthly premiums, deductibles, and out-of-pocket expenses.

3. Essential Health Benefits: Our marketplace plans provide coverage for essential health benefits, including preventive care, emergency services, prescription drugs, maternity care, mental health services, and more.

4. Assistance with Enrollment: Navigating the healthcare marketplace can be overwhelming. Our knowledgeable team is here to guide you through the enrollment process, helping you find the plan that aligns with your healthcare needs and financial circumstances.

GROUP PLANS

OnestopshopRodney offers Group health insurance policies that covers a defined group of people, typically employees of a company or members of an organization. It is a popular employee benefit offered by many employers to attract and retain talent and promote the well-being of their workforce. Group health insurance provides a range of medical benefits, including coverage for hospitalization, doctor visits, prescription drugs, preventive care, and other healthcare services.

Here are some key points to understand about group health insurance:

Coverage for a Group: As the name suggests, group health insurance provides coverage to a group of individuals who are part of a common entity, such as an employer, association, or union. The size of the group can vary, ranging from small businesses to large corporations.
Employer-Sponsored: In most cases, group health insurance is employer-sponsored, which means the employer pays a portion of the premium on behalf of their employees. This often results in more affordable premiums for individual employees compared to purchasing individual health insurance plans.
Benefits and Premiums: The specific benefits and the cost-sharing arrangement (employee contributions) can vary depending on the employer and the plan chosen. Typically, employers negotiate with insurance providers to offer a selection of plans tailored to their employees’ needs.
Advantages for Employees: Group health insurance offers several advantages to employees, such as broader coverage, lower premiums, and guaranteed coverage regardless of pre-existing health conditions. It also simplifies the enrollment process, as employees can sign up during specific enrollment periods or when they join the organization.
Advantages for Employers: Offering group health insurance can be beneficial for employers as it can improve employee satisfaction and productivity, reduce turnover, and attract top talent. Additionally, the premiums paid by the employer are usually tax-deductible as a business expense.
COBRA Continuation: Group health insurance may provide continuation coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) for employees and their dependents who lose their coverage due to certain qualifying events, such as termination of employment or reduction in work hours.
Compliance: Group health insurance plans are subject to various regulations, including those outlined in the Affordable Care Act (ACA) in the United States. The ACA imposes certain requirements on group health plans, such as covering essential health benefits and providing certain preventive services without cost-sharing.

8. Portability: Depending on the country and its regulations, some group health insurance plans may offer portability options, allowing employees to maintain their coverage if they change jobs or leave the organization, though they may have to bear the entire premium cost themselves in such cases.

It’s important for employers and employees alike to carefully review the terms and coverage details of group health insurance plans to ensure they meet their specific needs. Different plans may have varying levels of coverage, provider networks, and cost-sharing arrangements, so it’s essential to select a plan that aligns with the healthcare requirements of the group members.

Medicare / Final Expense

Choosing a Medicare plan can be a significant decision that impacts your healthcare coverage and costs. To make an informed choice, consider the following factors when selecting a Medicare plan:

Coverage Needs: Assess your healthcare needs and consider the services you expect to use most frequently. Different Medicare plans offer varying levels of coverage, so choose a plan that aligns with your specific healthcare requirements, including doctor visits, prescription medications, hospital stays, and other necessary services.
Type of Medicare Plan: Decide between Original Medicare (Part A and Part B) and Medicare Advantage (Part C). Original Medicare provides coverage for hospital and medical services, while Medicare Advantage plans are offered by private insurance companies and often include additional benefits like prescription drug coverage, dental, vision, and hearing services.
Network of Providers: If you have preferred doctors, specialists, or healthcare facilities, ensure they are part of the plan’s network. With Medicare Advantage plans, you typically need to use network providers to receive full benefits, while Original Medicare allows you to visit any healthcare provider that accepts Medicare.
Prescription Drug Coverage: If you take prescription medications regularly, consider enrolling in a plan that includes Part D (prescription drug coverage) or find a standalone Part D plan to supplement Original Medicare. Review the plan’s formulary to ensure your medications are covered.
Costs and Premiums: Compare the premiums, deductibles, copayments, and coinsurance for each plan option. Additionally, consider the out-of-pocket maximum, which limits your total yearly expenses for covered services.
Quality Ratings: Look into the quality ratings of Medicare Advantage plans. The CMS rates these plans on various performance metrics, including customer satisfaction, preventive care, managing chronic conditions, and more.
Additional Benefits: If you opt for a Medicare Advantage plan, check for additional benefits beyond Original Medicare coverage. These might include fitness programs, transportation services, hearing aids, or vision care.
Coverage while Traveling: If you frequently travel within the U.S. or abroad, verify whether your plan provides coverage in those locations.
Special Needs: If you have specific health conditions or require special care, consider whether a Special Needs Plan (SNP) is available that caters to your unique needs.
Enrollment Periods: Be aware of the Medicare Initial Enrollment Period (IEP) and the Annual Enrollment Period (AEP) when you can make changes to your coverage. There are also Special Enrollment Periods (SEPs) for qualifying life events that allow you to make changes outside of the standard enrollment periods.
Prescription Drug Prior Authorization and Step Therapy: If you take specific medications, inquire about the plan’s prior authorization and step therapy requirements, which may impact access to certain drugs.
Customer Service and Support: Consider the reputation and customer service of the insurance company offering the plan. Look for ease of access to customer support, online tools, and resources.

What is Medicare?

Before finalizing your decision, it’s a good idea to use Medicare’s plan comparison tools, consult with our Onestopshoprodney licensed insurance agents or representatives, and gather feedback from trusted sources or beneficiaries who have experience with the plans you’re considering. By carefully evaluating these factors, you can choose a Medicare plan that best fits your healthcare needs and budget.

Medicare is a federal health insurance program in the United States that provides healthcare coverage to certain eligible individuals. It was established in 1965 under the Social Security Act and is primarily designed to support older Americans, aged 65 and older, but also covers certain younger individuals with disabilities or specific medical conditions.

Medicare is managed by the Centers for Medicare & Medicaid Services (CMS) and is divided into different parts, each covering specific aspects of healthcare services:

Medicare Part A (Hospital Insurance): Part A provides coverage for inpatient hospital care, skilled nursing facility care, hospice care, and some home health care services. Most people do not pay a premium for Part A if they or their spouse have paid Medicare taxes while working.
Medicare Part B (Medical Insurance): Part B covers outpatient services, doctor visits, preventive care, medical equipment, and other medically necessary services. Beneficiaries typically pay a monthly premium for Part B coverage.
Medicare Part C (Medicare Advantage): Also known as Medicare Advantage, Part C plans are offered by private insurance companies approved by Medicare. These plans provide all the benefits of Part A and Part B, and often include prescription drug coverage (Part D) as well as additional benefits like dental, vision, and hearing coverage. Medicare Advantage plans may have different costs and coverage rules than Original Medicare (Part A and Part B).
Medicare Part D (Prescription Drug Coverage): Part D plans are also provided by private insurance companies approved by Medicare. These plans help cover the cost of prescription medications. Beneficiaries can enroll in a standalone Part D plan if they have Original Medicare, or they can choose a Medicare Advantage plan that includes Part D coverage.

What is Final Expense Insurance?

Final Expense Insurance, also known as burial insurance or funeral insurance, is a type of life insurance designed to cover the costs associated with end-of-life expenses. These expenses may include funeral services, burial or cremation costs, medical bills, outstanding debts, and other financial obligations that can arise after the passing of a loved one.

Our Final Expense Insurance Coverage:
At OneStopShopRodney, we offer tailored Final Expense Insurance coverage to suit your specific needs. Our policies are designed to provide the following benefits:

Financial Security: Our Final Expense Insurance ensures that your loved ones are not burdened with the financial strain of your final expenses. By securing coverage, you can help alleviate the financial stress and allow your family to focus on grieving and healing.
Customizable Options: We understand that everyone’s situation is unique. That’s why we offer flexible policy options that can be tailored to your specific requirements. Whether you need a basic plan or additional coverage, our experienced agents will guide you through the process and help you choose the best policy for your needs.
No Medical Exam: Unlike traditional life insurance policies, our Final Expense Insurance often does not require a medical exam. This makes it easier for individuals with pre-existing medical conditions or elderly applicants to obtain coverage without the hassle and delays of medical underwriting.
Guaranteed Acceptance: We believe that everyone deserves access to Final Expense Insurance, regardless of their health status or age. With our guaranteed acceptance policies, you can obtain coverage without worrying about being denied due to medical history.
Cash Benefits: Upon the insured’s passing, the policy beneficiaries will receive a lump sum cash benefit. This benefit can be used to cover funeral expenses, outstanding bills, legal fees, or any other expenses that may arise.